Funeral Plan Comparison

You’ve probably already noticed that when comparing Funeral Plans, they appear very similar, although, there are some differences which are certainly worth considering when taking your best Funeral Plan.

Its hard to list all the differences when you compare funeral plans between every plan individually but they are all based on three basic provisions for the day of the funeral itself. No Limousines, 1 Limousine and 2 Limousines which we will call Basic, Intermediate and Superior for sake of ease, although, each provider calls their individual plan types by brand specific names.

There are other additional upgrades and services which some grade of plans include from one provider and not the other. One is somewhat consequential from the more Funeral Director staff being available from additional limousines such as Pall Bearers, and other would be included regardless of whether these services were required.

You may also notice that some plans at the Basic Grade, do not include Chapel of Rest visitation and others do.  Some include 24 hour visitation at the Superior Grade but the Funeral Director may be more flexible than the plan you have purchased and often, these upgrades are offered or excluded to differentiate between the plan options.

Many clients wish to have two limousines but no other additional services such as an upgraded coffins or floral displays but the difference between

Before choosing a funeral there are some key things to consider, so we have compiled these
5 pre-planning funeral facts

The following providers all offer very similar plans but will try and specify any differences below.


*Costs correct as of January 2017

Funeral Plans Comparison Chart

Plan ProvidersStandard Plan Intermediate PlanSuperior Plan
Age UK£3,495£3,845£4,245
Perfect Choice£3,555£3,865£4,230
Golden Charter£3,625£3,995£4,540

Who are the Funeral Plan Providers?

Get information about how the funeral plans are administered and sold and the main companies that provide them in the British Isles.  There are many plans out there that sell on a ‘white label’ basis from one of the main providers below but the administration of the plan is dealt with by one of the main providers below and the monies are kept within their secured trust funds.

Drop down the individual Provider to get more information:

CO-OP Funeral Plans
Age UK Funeral Plans
Perfect Choice Funeral Plans
Dignity Funeral Plans
Golden Charter Funeral Plans
Avalon Funeral Plans
SafeHands Funeral Plans

Before you proceed with any Funeral Plan, you should inquire what would happen if you relocated to an area where there is no affiliated funeral directors.  Being tied to a funeral director can limit your options so please ensure you have written into your plan an acceptable arrangement about what would happen if you wish to re-specify a different Funeral Director for whatever reason!

There are two types of Funeral Plan from a providers perspective, and they are ‘Allocation upon Contract’ and ‘Allocation on Death’.

If you would like to discuss your options, please contact our team on 0800 9989868 or ‘Request a Brochure’.
Read our funeral comparisons blog

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